Medicare Advantage Annual Enrollment begins November 15 and ends December 31 of each year.  During that time you can enroll, disenroll, or change Medicare Advantage Plans in Idaho for a January 1 effective date.  Medicare Advantage Open Enrollment begins January 1 and ends March 31 of each year.  This election period is a little more limited since you can only switch one time and only from like plan to like plan (can't add or drop drug coverage).  Medicare Advantage Special Election Periods also occur throughout the year and can be initiated by such things as a move outside your current plan's service area.  If you are new to Medicare Part A and Part B, you are eligible under the Initial Enrollment Period.  If you are eligible at age 65, your initial enrollment period begins three months before your 65th birthday, includes the month you turn age 65 and ends three months after that birthday.  If you are eligible for Medicare based on disability or permanent kidney failure, your initial enrollment period depends on the date your disability or treatment began.  No matter what election period you qualify for, we can enroll you over the phone (208-523-3340) in just a few minutes.


2010 Blue Cross of Idaho Medicare Advantage Plans
Flexi Blue      - $27 per month (including prescriptions) - Private Fee for Service Plan

True Blue      - $114 per month (including prescriptions) - HMO Plan
                         - $20 per month without prescriptions

Secure Blue  - $42 per month (including prescriptions) - PPO Plan
                         - $5 per month without prescriptions



Blue Cross of Idaho 2010 Benefits At A Glance Brochure

2010 Blue Cross of Idaho Medicare Supplements

2010 Blue Cross Medicare Supplement Rates (Plans A,C,F, and J)
Medicare Supplements such as Plan J are a great option for those who want the security of knowing their plan will cover nearly all the covered Medicare expenses not covered by Medicare Parts A & B.  For 2010, a an eligible 65 year old non-smoker user can purchase the Plan J Supplement from Blue Cross for $157.02 per month as seen on the brochure above.  Medicare Supplements do not include Part D prescription coverage, so a separate Part D plan may need to be purchased.

2010 Blue Cross of Idaho Classic Blue Supplement Brochure & Application

Idaho Dental & Vision Insurance for Seniors
Some of the more expensive Medicare Advantage Plans offer some dental and vision coverage, but the dental coverage is very limited and often only covers preventive dental care such as cleanings and exams.  Until recently, seniors did not have very many good options for dental coverage.  However, Regence Life & Health now offers great dental insurance for seniors as well as the rest of Idaho's population.  Visit our Dental Insurance link for more info.